Weatherbys Banking Group

2019 Annual Results

Roger Weatherby, Chief Executive Officer
Weatherbys Banking Group

It seems incredible that this year I am writing the introduction to our 2019 results whilst working from home. Despite what are very challenging and often worrying circumstances, it is heartening and humbling to see people’s ingenuity, creativity and sheer determination to support each other and find a way through to better times.

But I would not want the current circumstances to cast a shadow over the Banking Group’s outstanding results in 2019. These are a consequence of both the new and sustained backing our customers have shown all parts of the Bank and, in equal measure, the excellent levels of personal service and attention to detail that our team strives to deliver.

Over the year, all parts of the group enjoyed solid growth: asset finance, insurance, investments, lending and deposits. Our Loan to Deposit ratio at around 65% means we remain extremely liquid and it is of note that a significant proportion of our assets are held at the Bank of England. Lending was strong and continues to be so. Almost all of our lending is secured and our average loan to value ratio is low. We remain confident that the Bank, and we hope all our clients, will be protected from the very worst of any economic downturn that COVID‑19 imposes upon us.

Finally, I want to alert you to the fact that, as ever, fraudsters are using the pandemic to try and trick people into parting with their money. We are doing all we can to protect you and as part of that we have created a new page on our website with all the latest scams.  

I’d like to thank you for your continued support of the Bank; without you these results would not be possible.  I very much hope that our colleagues, you and your families all stay safe and when I write this introduction next year we will have returned to more normal times.

Roger Weatherby

For a copy the Annual Results Highlights for the year ending 31st December 2019, please click the download button on the right.



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At Weatherbys, we take a personal approach to lending, creating tailored, flexible mortgages and bespoke lending solutions to meet your needs


At Weatherbys, we take a reassuringly conservative approach to managing our balance sheet going above and beyond industry standards to ensure your money is safe and secure.


We go above and beyond to help you achieve the very best financial future.

Important information

The information contained in this article does not constitute financial advice or a personal recommendation.  Past performance is not a guide to future performance. The value of an investment and its income can both increase and decrease and you may not get back the full amount originally invested. The value of overseas investments will be influenced by the rate of exchange.