Specially designed services for expats and citizens who live abroad
If you are a UK national living or working overseas, it is important that your finances run smoothly. Our Non-Resident Service is designed for individuals who live abroad but are looking to purchase property back in the UK.
The rules governing the interaction between UK and other overseas tax jurisdictions are complex and ever changing. We are happy to work with your tax advisers in this area.
Day-to-day banking with international benefits
Our specialist team can support you with Private Banking and bespoke lending solutions that are designed to manage your financial affairs across borders. We offer a full Private Banking service, covering day-to-day banking, FX services, cash management, deposits, loans and mortgages, and you will benefit from the following:
- Support from a dedicated Private Banker and assistant
- Multi-currency bank accounts
- No charges or commission when using your Weatherbys VISA debit card abroad
- Short- and long-term saving options with flexible access, depending on your requirements
Mortgages and securing a property in the UK
In terms of assessing loan and mortgage proposals, we can consider both UK and international assets and income. Our approach to lending demonstrates two of our key qualities, which are flexibility and dependability. When other banks might say no, we always try to find a way to help our clients. We specialise in the following areas:
- Mortgage and loan facilities between £500,000 and £5 million
- A loan-to-value ratio of up to 65%, with interest only option available for up to five years
Having understood your circumstances in detail, we will work with you to find a bespoke solution from our wide range of lending solutions.
We can also work closely with several property partners to help you source and secure your ideal home back in the UK while living and working abroad.
Borrowing, particularly to buy a property, almost always creates some stress and strain. At Weatherbys we pride ourselves on being a completely dependable partner by keeping you informed at all points in time, always trying to speed up the process and working to make it as simple and straightforward as possible.
Become a client
We look to work with high net worth individuals who share our values for relationship-led Private Banking where exceptional service is at the heart of everything we do.
Latest non-resident insights
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage or loan. Changes in the exchange rate may increase the sterling equivalent of your debt.
You must be 18 years or above to apply for a mortgage or other loan secured on property. Terms and conditions apply.