Gilt investing
Our clients can now access gilts either as part of our ongoing advisory service or through a one-off consultation. This flexibility ensures that we cater to the diverse needs of our clients — from short-term yield enhancement to long-term financial planning.
In a climate of falling interest rates and above-target inflation, clients can benefit from gilts in the following ways:
- Inflation protection: We offer access to index-linked gilts, which are pegged to inflation, and can use them to construct a stable stream of tax-efficient retirement income.
- Liquidity management: Being exempt from capital gains tax, gilts represent an attractive alternative to term deposits for funds with a particular purpose.
- Risk control: Investing needn’t be a binary of income or growth – some clients may benefit from a blend of gilts with long-term equity portfolios.
William Morris, Head of Investments at Weatherbys, commented: “We see this as a timely addition to our existing Investment and Wealth Advice service. It enables us to offer both attractive yields for near-term cash management, as well as tax-efficient, inflation-protected income streams tailored to clients’ lives.”
Important information
The value of gilts can go down as well as up. If you sell prior to maturity, you may not get back what you originally invested.
Tax laws are subject to change and taxation will vary depending on individual circumstances.