Financial planning
Planning for what matters most
At Weatherbys, we take a thoughtful, joined-up approach to financial planning, looking at every stage of your life and every part of your financial picture. We will take the time to understand your goals, assess your income, outgoings and assets and consider what you might need in the years ahead.
Once we’ve understood your goals, we apply our three areas of expertise:
- Cash flow and tax planning
- Structuring your affairs efficiently
- Long-term investment
We will make sure your money is working as hard as it can, is invested tax efficiently to make the most of pensions and ISAs, and that you’re not paying unnecessary tax on things like inheritance. We can also help you find the right level of protection for your family with insurance cover, giving you peace of mind for the future.
Creating your cash flow plan
At the heart of our advice is a clear financial roadmap – a personal cash flow plan that helps you understand how your money supports your goals and how different scenarios could shape your future.
Taking into account all your outgoings, including large outlays like school fees, it will help you understand and make the most of your wealth. Even if you’re comfortable you have ‘enough’, we might uncover new opportunities worth exploring; we will always give you the options, so you can move forward with confidence.
We know that life doesn’t always move in a straight line your priorities may change. So we don’t just create your cash flow plan and leave it at that. We will review it with you regularly to check it’s still on course. It’s your future – and we’re with you all the way.
What you need to know
Tax laws may change and taxation will vary depending on your own personal circumstances.
Investments can go up and down in value and you may not get back the full amount you invest.