Banking for charities and foundations

Preserve capital and plan disbursements with confidence

Weatherbys Business Bank provides a conservative, relationship-led banking service to charities and foundations with secure, transparent and disciplined banking. Our focused offering includes current accounts and deposit solutions, delivered through personal service, strong oversight and clear reporting, and is designed to support the long-term stewardship of your capital.

Our business banking service specialises in prioritising capital preservation, strong governance and predictable liquidity. We also help with safeguarding funds while ensuring reliable access aligned with planned disbursements and long-term funding commitments.

Why Weatherbys?

Our strong Pillar III capital ratios and conservative risk appetite provide charities and foundations with a stable and disciplined banking environment. Our approach is pragmatic, human-led and straightforward, providing clarity over how client funds are held and managed.

We understand the governance responsibilities of trustees and the importance of forward planning. Our bankers work closely with clients to structure deposits around grant cycles and board-approved schedules, helping to avoid unnecessary idle cash while ensuring funds are available when required.

Our model also emphasises ongoing oversight. Clear account ownership, regular reviews and disciplined fraud and risk controls support trustees in meeting their fiduciary responsibilities with confidence.

Account options

  • Current accounts – For day-to-day operations, grant payments and administrative activity.
  • Business Reserve accounts – A secure holding account for surplus funds awaiting allocation, investment or distribution.
  • Fixed-term deposit accounts – Alignment of maturities with trustee meetings, funding decisions and known disbursement dates.
  • Notice accounts – Provide structured access to funds while maintaining discipline around planned liquidity.
  • Currency accounts – Keep a variety of currencies, reducing unnecessary currency exchange costs and allowing flexibility using our in-house FX service.

What you can expect

  • A dedicated banker who will guide you through onboarding and undertake ongoing reviews for a truly relationship-managed service, all from day one.
  • Structured deposit planning aligned to trustee and board timelines.
  • Regular market insights and quarterly market briefings for governance planning.
  • Extended hours’ support for time-sensitive requirements.
  • Clear, board-ready reporting and account transparency.
  • Proactive alerts for upcoming maturities, notice windows and forthcoming liquidity events.