Selling your business
Navigating the next chapter
Selling a business is life-changing event, often the culmination of years of hard work, risk and personal investment. Negotiating the deal is just the start and what follows can feel unexpectedly challenging.
Managing a sudden cash windfall, adjusting to a new way of life, making decisions about what comes next; we understand that these challenges are real. Over the years, we’ve worked closely with many entrepreneurs as they navigate the transition to a new life after they’ve sold a business. The insights we’ve gained and the guidance we provide can help you approach the next chapter of your life with clarity and confidence.
Helping you with the when, how and what now
The ideal time to start planning is before you sell your business. Working closely with you and your accountants, we can help make sure your ownership structure is set up tax-efficiently from the outset.
By building a personal cash flow plan, we give you a clear understanding of what you need from the sale, providing clarity and confidence as you negotiate.
Then, throughout the sale process, we work alongside your accountants and lawyers to structure your finances smoothly for the next chapter – whether that’s launching a new venture, creating a different working life, retiring, giving back or a mix of all these.
After the sale, we will discuss investments with you, and how to manage them cost effectively and tax efficiently while actively managing your ‘retirement’ income stream. We can also help you with ongoing tax challenges and by regularly reviewing and updating your cash flow plan, we will help you stay on course wherever your life may lead.
Four strategies for your wealth
More than just advisers, we see ourselves as your partners, helping you to think differently about your potential new life and make the most of it. We divide your wealth between four main strategies:
Living: the money you need to live on. We will help you manage and invest it carefully to protect it from inflation and generate the returns you need.
Sharing: money for your loved ones. We’ will guide on how to structure gifts in a tax-efficient way so your generosity benefits them now, with no unintended consequences later.
Leaving: whether you choose to give to existing charities or set up your own foundation, we can help plan your legacy in the right way.
Enjoying: keeping some money to use without putting your core wealth at risk.
What you need to know
Tax laws may change and taxation will vary depending on your own personal circumstance.
Investments can go up and down in value and you may not get back the full amount you invest.
