Deposit Accounts

Weatherbys Racing Bank clients have full access to our range of deposit accounts and we go above and beyond industry standards to ensure that your money is safe and secure

At Weatherbys, we take a reassuringly conservative approach to managing our balance sheet: protective measures to safeguard your funds for minimum risk and maximum security.

Secure: we have conservative loan to deposit ratios and almost all our loans are secured by residential property at a low loan to value ratio.

Simple: our balance sheet is unusually easy to understand.  Our surplus is kept at the Bank of England, invested in gilts or placed with a small number of highly rated financial institutions.

Straightforward: if you are an existing client – there are no forms to fill in when you open an account or withdraw your money, subject to the appropriate security checks. Very few other banks work like this.

Flexible: as with all our services, we are extremely flexible – so for example we can create an entirely bespoke length of fixed term deposit account for you up to a maximum of five years.

Competitive: our standard rates of interest are generous. If you have banked with us for over four years, you will qualify for a loyalty deposit account which provide an even higher rate of interest. 

We offer a wide range of deposit accounts, from instant access to longer term fixed rates.  We can also provide third-party cash solutions to diversify your exposure. To find out more about the types of account we offer and our deposit rates please click here.



We like to reward our clients for banking with us.
Our 1 and 2 year fixed term loyalty accounts
are available to those who have banked with us for
four years or more.


Your eligible deposits with Weatherbys Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. 

For further information please click here or visit


Would you like to find out more information or open a deposit account? Use this button to request a call back at a time that suits you.