Mortgages & Loans

Tailored, flexible lending solutions




A BESPOKE APPROACH TO LENDING

We specialise in arranging short to medium-term mortgages and loans secured against residential property, spanning owner-occupied property, buy-to-let property and bridging finance.

Rather than relying on the rigidity of credit scoring, we look at the bigger picture, using our personal knowledge of your financial situation to make a pragmatic, informed decision.
 
When you apply for a mortgage or loan with Weatherbys, you can expect:

 

  • Personal attention from our Private Banking team
  • Stress-free arrangement from start to finish
  • A quick decision on your application
  • Easy access to the people who make the decisions
  • Clear, simple communication to keep you up to date
  • We will work directly with third parties such as surveyors and lawyers on your behalf

LENDING SOLUTIONS TAILORED TO YOU

We give equal consideration to all mortgage and loan applicants over 18 years old regardless of your residency status or whether you hold investments with us. Unlike many lenders, Weatherbys will consider applications from borrowers over 70 years of age and can take assets in to account such as investments, guarantees or land.

CONTACT US

 

We have the power to lend against investment portfolios, but we don’t insist on advising on the portfolios themselves, nor on acting as custodian.

Offering a loan-to-value ratio of up to 50% for blue-chip portfolios, we are also happy to consider Alternative Investment Market (AIM) portfolios and portfolios held within a wrapper, such as an offshore bond.

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.

Borrowing money against your investment portfolio has its risks and is not suitable for everyone. If the market value of your pledged securities declines below required levels, you may be required to pay down your loan or pledge additional eligible securities in order to maintain it, or we may require the sale of some or all of your pledged securities. The sale of your pledged securities may cause you to suffer adverse tax consequences. We recommend you consult your independent financial adviser or your Weatherbys Investment Manager before applying for lending against an investment portfolio.

Our mortgages and loans are subject to underwriting and criteria.

You must be 18 years or over to apply for a mortgage or other loan secured on your property

Terms and conditions apply.

FIND OUT MORE

To find out more about our lending solutions, please contact the Private Bank team

 

ADDITIONAL SERVICES

We offer a range of highly bespoke financial services to meet the needs of our clients.

OUR SERVICES